Savings
Macon Bank is proud to offer Statement Savings Accounts. You receive a quarterly statement of all account activity and your account can be accessed through any ATM that recognizes STAR®, Cirrus® or Plus® cards.
We also offer a Health Savings Account for those customers who have high deductible health plans.
Savings Account
- Earn competitive interest rates on average daily balance of $100 or more.
- Up to 6 drafts of electronic transfers to other accounts per statement period.
- Unlimited deposits and over the counter withdrawals
- Free e-statements
How to Qualify for Savings
- Open with initial deposit of $100 or more
- Avoid a monthly maintenance fee with a $300 daily balance
Stop by your local branch or call our Telephone Service Center at 800-438-2265 for more information.
Minor Savings Account
- No minimum balance requirement
- No monthly maintenance fee
How to Qualify for Minor Savings
- Must be under the age of 21
Stop by your local branch or call our Telephone Service Center at 800-438-2265 for more information.
Health Savings Account
A Macon Bank Health Savings Account (HSA) gives you more control over your healthcare costs. A Health Savings Account is designed to help individuals save for future qualified medical and retiree health expenses on a tax-free basis. A Health Savings Account has a tax favored status - meaning what you contribute is either pre-tax or tax deductible. Using this money for qualified medical expenses is tax-free.
Combined with High Deductible Health Plan (HDHP), a Health Savings Account offers a more affordable approach to healthcare. A Health Savings Account is your account. If you switch jobs, the HSA account goes with you. Your money rolls over every year. There is no "use it or lose it" requirement.
One of the main things to remember about Health Savings Accounts is that you must have a qualified High Deductible Health Plan (HDHP) to open an HSA. Contact your insurance carrier to verify that your High Deductible Health Plan qualifies for an HSA.
- NO Fees
- FREE Checks
- FREE VISA® Debit Card
- NO Minimum Balance Required
- Interest On Average Daily Balances Over $1,000
- Free e-statements
How to Qualify for Health Savings
- Must have a high deductible health plan
Stop by your local branch or call our Telephone Service Center at 800-438-2265 for more information.
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