Checking
As a valued customer, you deserve the best in products and services. We encourage you to compare our offerings and discover for yourself why Macon Bank is the first choice for one-stop banking. Each Macon Bank depositor is insured to at least $100,000 by the Federal Deposit Iinsurance Corporation.
Free Checking
- Unlimited check writing
- No monthly maintenance fee or minimum balance requirement
- Free ATM/Visa® Check Card
- First box of standard checks at no charge
- Free and unlimited ATM usage at Macon Bank owned ATMs
- Free telephone banking, internet banking and bill pay
- Free e-statements
- Receive up to six check copies per year at no charge
- Monthly statement indicating account activity
How to qualify for Free Checking
- $100 opening deposit.
Stop by your local branch or call our Telephone Service Center at 800-438-2265 for more information.
Pinnacle Banking
- Unlimited check writing
- Monthly statement indicating account activity and interest earned
- Earn interest on average daily balance
- Free Pinnacle checks and check printing
- Free ATM/Visa® Check Card
- Free and unlimited ATM usage at Macon Bank owned ATMs
- A credit toward any size safe deposit box
- Travelers cheques, money orders, and cashier’s checks issued without fee
- Free telephone banking, internet banking and bill pay
- Free e-statements
- Free notary services
- Free check images
How to Qualify for Pinnacle Banking
Maintain one of the following:
- $2,500 in a checking or savings account
- $10,000 in Certificates of Deposit
- Equity Line
- Smith Barney Investment account of $10,000 or more
Otherwise, pay a monthly maintenance fee of $15.00.
Stop by your local branch or call our Telephone Service Center at 800-438-2265 for more information.
Prime 49
- Earn interest on average daily balances of $1,000 or more
- No monthly maintenance fee or minimum balance requirement
- Monthly statement indicating account activity and interest earned
- Prime 49 standard check printing at no charge
- Money orders, traveler’s cheques, cashier’s checks and notary services with no fee
- Free ATM/Visa® Check Card
- Free and unlimited ATM usage at Macon Bank owned ATMs
- Free telephone banking, internet banking and bill pay
- Unlimited check writing
- Free e-statements
How to Qualify for Prime 49
- Account holder must be at least 49 years of age.
- Establish Electronic Direct Deposit for Social Security, Retirement or Payroll checks.
Stop by your local branch or call our Telephone Service Center at 800-438-2265 for more information.
Other Checking Services
ETA™
Recieve your Social Security benefit check or other Federal payment the worry-free way. Have your check automatically deposited to a new federally insured account on time, every month at Macon Bank. There's no minimum balance required.
How to Qualify for ETA
- Establish electronic direct deposit of Social Security or Federal Payment.
TeleBanc®
Take advantage of this convenient 24-hour service to make inquiries and transfers on your account. You will need the last four digits of your Social Security number and your account number as shown on your statement when you call. Ask one of our Customer Service Representatives to demonstrate the system when you are in our office.
TeleBanc 1-800-964-0284
Telephone Service Center
Macon Bank’s Telephone Service Center gives you access to a telephone banker during banking hours, Monday through Friday. You can speak with one of our friendly, experienced telephone bankers about your accounts and much more. Call 524-7000, ext. 2527 from within the Franklin calling area, or 1-800-438-2265, ext. 2527 from outside the Franklin calling area.
Macon eCom
Now you can bank 24 hours a day, 7 days a week - in your pajamas or from another state - with Macon Bank's online banking service! Macon eCom offers account inquiries, account transfers and automatic bill pay; and it's all free! If you have an account with Macon Bank, a computer and Internet service, you're just steps away from banking online. Click here to enroll in Macon E-Com and securely access your account online.
Fee Schedule
Our current fee schedule is available for online viewing by downloading the .pdf file below. You must have a version of Adobe Acrobat to view the file.
Download Macon Bank fee schedule.pdf (198k) file
Macon Bank Electronic Fund Transfers Disclosure
Macon Bank Funds Availability Policy
Reorder Checks ONLINE! Click Here
