Checking
We are committed to helping you succeed by providing you with tools and services that are carefully selected to help you manage and grow your business. It’s Macon Bank Business Checking. Let us open your account fast and easy. Stop by your local Macon Bank branch and speak with one of our friendly customer service representatives to open the account just right for your business.
Free Business Checking
- No minimum balance and no monthly fees.
- Up to 50 deposits and 150 checks every month — after that pay only 49 cents a check.
- Free online banking and bill pay.
- 15 free online payments — after that pay just $1.38 per payment.
- Free Visa® Debit card.
- Top of the line merchant card services — competitive rates and all the most up-to-date options.
- First order of checks free (see branch for details)
How to Qualify for Free Business Checking
Open your account with just a $100 deposit.
Stop by your local branch or call our Telephone Service Center at 800-438-2265 for more information.
Commercial Checking
- Free Visa® Debit card.
- Free online banking and bill pay.
- Top of the line merchant card services — competitive rates and all the most up-to-date options.
- First order of checks free (see branch for details)
- Account maintenance fee of $14.97 per month.
- Cash deposits $.97 per $1,000.
- Coin supplied $.09 per roll.
- Currency supplied $.52 per strap.
- Checks paid $.18 each.
- Deposits $.43.
- Deposited items $.08 each.
- Deposited checks returned $5.36 each.
- No fee for electronic deposits.
- If sole proprietorship, account earns interest on average daily balances of $1,000 or more.
How to Qualify for Commercial Checking
The above charges are offset by an earnings credit. The earnings credit, together with an adequate account
balance, may enable you to avoid ever paying a service charge.
Stop by your local branch or call our Telephone Service Center at 800-438-2265 for more information.
Business Classic Checking
- Free Visa® Debit card.
- Free online banking and bill pay.
- Top of the line merchant card services — competitive rates and all the most up-to-date options.
- First order of checks free (see branch for details)
- 4 checks per month at no fee; $1 for each check thereafter.
- $5 monthly maintenance fee.
How to Qualify for Commercial Checking
If sole proprietorship, account earns interest on average
daily balances of $1,000 or more.
Stop by your local branch or call our Telephone Service Center at 800-438-2265 for more information.
Non-Profit Checking
- Free Visa® Debit card.
- Free online banking and bill pay.
- $100 minimum deposit to open account.
- Unlimited check writing.
- Maintain average balance of $1,000 to earn interest.
How to Qualify for Non-Profit Checking
Maintain minimum balance of $100 in checking or related savings account.
Otherwise, pay a monthly maintenance fee of $1.
Your organization must be operated primarily for religious, philanthropic, charitable, educational, political, or other similar purposes. Homeowners and condominium owners associations also qualify.
Stop by your local branch or call our Telephone Service Center at 800-438-2265 for more information.
Online Banking
Now you can bank 24 hours a day, 7 days a week in your pajamas or from another state… with Macon Bank’s online banking service! Macon eCom offers you Account Inquiries, Account Transfers and Automatic Bill Pay. And it’s all Free!
If you have an account with Macon Bank and a computer with Internet service, enroll now by clicking here.
Reorder Checks ONLINE! Click Here




